Life Settlements

The benefits of a life settlement

Freedom from premiums you no longer want to pay, and cash you can use however you choose.

Flexibility

No repayment, no equity required

Unlike a second mortgage or a reverse mortgage, a life settlement isn't a loan against something you own — it's a sale. There's nothing to repay, no interest accruing, and no home equity involved. You sell an asset you no longer need, once, for cash.

  • No restrictions on how you use the proceeds.
  • No future premium payments once the sale closes.
  • Generally tax-free up to your policy's original cost basis — consult a tax professional for your specific situation.
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Your Options, Compared

Four ways to handle a policy you no longer need

Keep paying

Premiums continue indefinitely for coverage you may no longer need.

Let it lapse

Stop paying and the policy — and everything paid into it — is simply lost.

Surrender it

The carrier buys it back, usually for far less than a life settlement would pay.

Sell it

A life settlement typically returns significantly more than the surrender value.

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Why Work With Us

A single point of contact to a broad buyer network

We work with an established network of licensed buyers and investors actively seeking policies, and we manage the relationship end to end — so you get one straightforward process instead of juggling multiple brokers.

Working with more than one broker at a time can work against you: buyers often decline to bid on a policy that's been shopped to multiple sources at once, which can mean lower offers and slower timelines, not better ones.

Find out what your policy is worth

Get a free estimate — no cost, no obligation to sell.