About
Education first, then options
Settlement Options was founded to help policy owners understand what a life settlement is, whether they qualify, and what it could mean for them — before they decide anything.
Our Mission
We're not the buyer — we're your guide to the marketplace
Settlement Options specializes in education and outreach for policy owners exploring a life settlement. We don't purchase policies ourselves; instead, we help qualified applicants understand their options and connect them with our network of licensed buyers.
That distinction matters: our job is to make sure you understand the process, your policy's likely value, and every fee involved — before you're asked to commit to anything.
How We Work
What sets Settlement Options apart
Full fee transparency
Every fee is disclosed early in the process. Nothing is owed unless your policy sells.
In-house legal & compliance
Every transaction is reviewed with compliance and consumer protection in mind, start to finish.
One relationship, not several
We manage your policy with our full buyer network, rather than splitting it across competing brokers.
Part of the Settlement Group Family
Backed by an established life settlement infrastructure
Settlement Options is an affiliate of Settlement Group, alongside Settlement Services, which provides institutional-grade policy servicing. Together, the three companies cover education and origination, transaction execution, and post-sale policy servicing.
More about our affiliatesHave a policy you'd like reviewed?
Get a free, no-obligation estimate, or reach out with questions first.